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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,689 | $124,425+112.7% | $112,040+136.2% | $137,256+92.8% |
| Participation rate | 89.5% | 79.3%+10.2pp | 76.5%+13.0pp | 80.0%+9.5pp |
| Annual return | 15.93% | 24.72%-8.8pp | 24.52%-8.6pp | 220.34%-204.4pp |
| Employer contribution / active EE | $1,409 | $3,411-58.7% | $2,954-52.3% | $4,156-66.1% |
| Participant deferral / active EE | $8,564 | $5,718+49.8% | $5,098+68.0% | $6,407+33.7% |
| Admin fee / account holder | $17,687 | $15,207+16.3% | $12,098+46.2% | $12,270+44.1% |