Retirement plan

THE MIDLAND SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN

Name: THE MIDLAND SCHOOL - THE MIDLAND SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN (2025) Form 5500
Creator: THE MIDLAND SCHOOL
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE MIDLAND SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN, THE MIDLAND SCHOOL

THE MIDLAND SCHOOLEIN 22-1666121Plan #001PY 2025

PO BOX 5026, 94 READINGTON ROAD - NORTH BRANCH, NJ 08876908-722-8222midlandschool.orgLinkedIn51-200 employeesphilanthropy

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$9M

+4.2% from 2024

Total participants

230

-12.5% from 2024

Average account balance

$40,035

+1.4% from 2024

Annual return

10.20%

-4.61 pp from 2024

Benchmarks

See 879 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants100-249

Cohort879 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$9.05M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$40K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

226

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$324K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.20%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2A2E2G2L3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CULLARI CARRICO, LLC
Auditor EIN: 270623664
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$40,035

$64,705-38.1%

$62,929-36.4%

$67,986-41.1%

Participation rate

97.7%

65.6%+32.1pp

73.1%+24.6pp

57.2%+40.5pp

Annual return

10.20%

20.31%-10.1pp

1063.93%-1053.7pp

31.67%-21.5pp

Employer contribution / active EE

$1,831

$2,376-22.9%

$2,505-26.9%

$2,019-9.3%

Participant deferral / active EE

$3,198-100.0%

$3,888-100.0%

$3,358-100.0%

Admin fee / account holder

$1,428-100.0%

$5,065-100.0%

$3,203-100.0%

THE MIDLAND SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

THE MIDLAND SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion