Retirement plan

ENTERPRISES OF FRANK BANKO 401(K) PROFIT SHARING PLAN

Name: WARREN DISTRIBUTING CO. - ENTERPRISES OF FRANK BANKO 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: WARREN DISTRIBUTING CO.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ENTERPRISES OF FRANK BANKO 401(K) PROFIT SHARING PLAN, WARREN DISTRIBUTING CO.

WARREN DISTRIBUTING CO.EIN 22-1475295Plan #003PY 2025

915 W BROAD ST FRNT - BETHLEHEM, PA 18018610-954-0306

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.7M

-19.1% from 2024

Total participants

-13.6% from 2024

Average account balance

$93,841

-1.1% from 2024

Annual return

12.21%

+3.93 pp from 2024

Benchmarks

See 18,217 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants<25

Cohort18,217 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.69M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$94K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

83.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$50K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.21%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$39486

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$711K

$118458 / participant

Other / not subdivided$711K100.0%

% of EOY assets

42.078%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$93,841

$178,174-47.3%

$156,181-39.9%

$137,256-31.6%

Participation rate

83.3%

82.0%+1.3pp

78.8%+4.5pp

80.0%+3.4pp

Annual return

12.21%

84.19%-72.0pp

64.87%-52.7pp

220.34%-208.1pp

Employer contribution / active EE

$2,020

$4,972-59.4%

$4,294-53.0%

$4,156-51.4%

Participant deferral / active EE

$6,293

$6,888-8.6%

$6,132+2.6%

$6,407-1.8%

Admin fee / account holder

$39,486

$17,404+126.9%

$14,586+170.7%

$12,270+221.8%

ENTERPRISES OF FRANK BANKO 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ENTERPRISES OF FRANK BANKO 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion