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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $802,030 | $177,595+351.6% | $148,496+440.1% | $198,609+303.8% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.0%+24.0pp | 82.4%+17.6pp |
| Annual return | 4.97% | 9.97%-5.0pp | 12.33%-7.4pp | 202.70%-197.7pp |
| Employer contribution / active EE | $0 | $4,098-100.0% | $3,497-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $11,614 | $5,539+109.7% | $4,808+141.5% | $6,977+66.5% |
| Admin fee / account holder | $831,844 | $27,010+2979.7% | $19,547+4155.5% | $19,030+4271.2% |