Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,961 | $77,574-74.3% | $108,753-81.6% | $86,983-77.1% |
| Participation rate | 34.4% | 62.3%-27.9pp | 71.1%-36.7pp | 69.5%-35.2pp |
| Annual return | 27.11% | 18.42%+8.7pp | 37.47%-10.4pp | 25.83%+1.3pp |
| Employer contribution / active EE | $0 | $1,611-100.0% | $2,427-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $2,306 | $3,128-26.3% | $4,115-44.0% | $4,194-45.0% |
| Admin fee / account holder | $4,408 | $6,529-32.5% | $10,320-57.3% | $7,856-43.9% |