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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,110 | $117,829+24.0% | $102,423+42.7% | $145,877+0.2% |
| Participation rate | 76.2% | 78.6%-2.4pp | 76.5%-0.3pp | 80.3%-4.1pp |
| Annual return | 16.91% | 31.83%-14.9pp | 29.42%-12.5pp | 551.28%-534.4pp |
| Employer contribution / active EE | $3,053 | $3,615-15.5% | $3,023+1.0% | $4,663-34.5% |
| Participant deferral / active EE | $6,598 | $5,732+15.1% | $5,054+30.5% | $6,691-1.4% |
| Admin fee / account holder | $4,851 | $13,335-63.6% | $9,455-48.7% | $13,402-63.8% |