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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,110 | $117,895+23.9% | $102,460+42.6% | $145,897+0.1% |
| Participation rate | 76.2% | 78.6%-2.4pp | 76.5%-0.3pp | 80.3%-4.1pp |
| Annual return | 16.91% | 31.92%-15.0pp | 29.47%-12.6pp | 552.29%-535.4pp |
| Employer contribution / active EE | $3,053 | $3,619-15.6% | $3,025+0.9% | $4,663-34.5% |
| Participant deferral / active EE | $6,598 | $5,736+15.0% | $5,056+30.5% | $6,689-1.4% |
| Admin fee / account holder | $4,851 | $13,353-63.7% | $9,460-48.7% | $13,390-63.8% |