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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,412 | $127,387-68.3% | $115,038-64.9% | $125,389-67.8% |
| Participation rate | 44.4% | 84.2%-39.7pp | 81.4%-36.9pp | 83.2%-38.7pp |
| Annual return | -0.25% | 31.28%-31.5pp | 26.14%-26.4pp | 282.24%-282.5pp |
| Employer contribution / active EE | $2,300 | $5,166-55.5% | $4,608-50.1% | $4,866-52.7% |
| Participant deferral / active EE | $5,282 | $6,423-17.8% | $6,026-12.3% | $5,352-1.3% |
| Admin fee / account holder | $24,190 | $9,516+154.2% | $8,175+195.9% | $9,541+153.5% |