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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $499,784 | $160,040+212.3% | $147,096+239.8% | $145,877+242.6% |
| Participation rate | 76.5% | 84.0%-7.6pp | 82.2%-5.7pp | 80.3%-3.8pp |
| Annual return | 19.58% | 98.49%-78.9pp | 419.75%-400.2pp | 551.28%-531.7pp |
| Employer contribution / active EE | $12,638 | $5,289+138.9% | $4,936+156.0% | $4,663+171.0% |
| Participant deferral / active EE | $14,607 | $8,429+73.3% | $8,071+81.0% | $6,691+118.3% |
| Admin fee / account holder | $3,086 | $15,050-79.5% | $13,005-76.3% | $13,402-77.0% |