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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $499,784 | $160,070+212.2% | $147,117+239.7% | $145,897+242.6% |
| Participation rate | 76.5% | 84.0%-7.6pp | 82.2%-5.7pp | 80.3%-3.8pp |
| Annual return | 19.58% | 98.69%-79.1pp | 420.54%-401.0pp | 552.29%-532.7pp |
| Employer contribution / active EE | $12,638 | $5,285+139.2% | $4,932+156.2% | $4,663+171.1% |
| Participant deferral / active EE | $14,607 | $8,419+73.5% | $8,065+81.1% | $6,689+118.4% |
| Admin fee / account holder | $3,086 | $15,035-79.5% | $12,993-76.3% | $13,390-77.0% |