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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,276 | $99,921-62.7% | $85,009-56.2% | $145,959-74.5% |
| Participation rate | 64.7% | 74.1%-9.4pp | 67.5%-2.8pp | 80.3%-15.6pp |
| Annual return | 13.08% | 83.89%-70.8pp | 66.47%-53.4pp | 561.95%-548.9pp |
| Employer contribution / active EE | $895 | $3,233-72.3% | $2,728-67.2% | $4,661-80.8% |
| Participant deferral / active EE | $1,504 | $5,293-71.6% | $4,522-66.7% | $6,689-77.5% |
| Admin fee / account holder | $4,061 | $7,252-44.0% | $6,153-34.0% | $13,398-69.7% |