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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,276 | $100,203-62.8% | $85,240-56.3% | $145,897-74.5% |
| Participation rate | 64.7% | 74.1%-9.4pp | 67.5%-2.8pp | 80.3%-15.6pp |
| Annual return | 13.08% | 84.28%-71.2pp | 66.75%-53.7pp | 552.29%-539.2pp |
| Employer contribution / active EE | $895 | $3,242-72.4% | $2,735-67.3% | $4,663-80.8% |
| Participant deferral / active EE | $1,504 | $5,299-71.6% | $4,527-66.8% | $6,689-77.5% |
| Admin fee / account holder | $4,061 | $7,265-44.1% | $6,165-34.1% | $13,390-69.7% |