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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,276 | $100,073-62.8% | $85,126-56.2% | $145,877-74.4% |
| Participation rate | 64.7% | 74.1%-9.4pp | 67.5%-2.8pp | 80.3%-15.6pp |
| Annual return | 13.08% | 84.11%-71.0pp | 66.63%-53.6pp | 551.28%-538.2pp |
| Employer contribution / active EE | $895 | $3,236-72.4% | $2,731-67.2% | $4,663-80.8% |
| Participant deferral / active EE | $1,504 | $5,294-71.6% | $4,523-66.7% | $6,691-77.5% |
| Admin fee / account holder | $4,061 | $7,261-44.1% | $6,160-34.1% | $13,402-69.7% |