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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,067 | $111,787-2.4% | $93,681+16.4% | $145,978-25.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 2.85% | 203.52%-200.7pp | 133.47%-130.6pp | 550.52%-547.7pp |
| Employer contribution / active EE | $3,014 | $3,093-2.6% | $2,422+24.4% | $4,662-35.4% |
| Participant deferral / active EE | $15,074 | $4,918+206.5% | $4,415+241.4% | $6,690+125.3% |
| Admin fee / account holder | $396 | $10,256-96.1% | $8,290-95.2% | $13,400-97.0% |