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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,989 | $160,070+34.9% | $147,117+46.8% | $145,897+48.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.44% | 98.69%-84.2pp | 420.54%-406.1pp | 552.29%-537.9pp |
| Employer contribution / active EE | $14,216 | $5,285+169.0% | $4,932+188.2% | $4,663+204.9% |
| Participant deferral / active EE | $9,462 | $8,419+12.4% | $8,065+17.3% | $6,689+41.5% |
| Admin fee / account holder | $6,227 | $15,035-58.6% | $12,993-52.1% | $13,390-53.5% |