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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,379 | $111,535+59.0% | $105,223+68.6% | $137,256+29.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 20.25% | 237.85%-217.6pp | 180.65%-160.4pp | 220.34%-200.1pp |
| Employer contribution / active EE | $14,194 | $3,939+260.3% | $3,689+284.8% | $4,156+241.5% |
| Participant deferral / active EE | $18,282 | $5,500+232.4% | $5,072+260.5% | $6,407+185.3% |
| Admin fee / account holder | $23,110 | $9,721+137.7% | $8,859+160.9% | $12,270+88.3% |