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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,074 | $63,703-41.8% | $93,063-60.2% | $82,448-55.0% |
| Participation rate | 88.8% | 63.8%+24.9pp | 72.1%+16.7pp | 68.1%+20.7pp |
| Annual return | 18.51% | -775.43%+793.9pp | 34.15%-15.6pp | 41.64%-23.1pp |
| Employer contribution / active EE | $654 | $1,729-62.2% | $2,476-73.6% | $2,551-74.4% |
| Participant deferral / active EE | $3,133 | $2,919+7.3% | $3,958-20.9% | $4,139-24.3% |
| Admin fee / account holder | $779 | $5,982-87.0% | $6,033-87.1% | $7,234-89.2% |