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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,097 | $172,111-75.5% | $150,298-72.0% | $137,256-69.3% |
| Participation rate | 90.0% | 81.7%+8.3pp | 77.8%+12.2pp | 80.0%+10.0pp |
| Annual return | -0.20% | 69.37%-69.6pp | 62.79%-63.0pp | 220.34%-220.5pp |
| Employer contribution / active EE | $10,014 | $4,636+116.0% | $4,154+141.1% | $4,156+141.0% |
| Participant deferral / active EE | $3,083 | $6,166-50.0% | $5,453-43.5% | $6,407-51.9% |
| Admin fee / account holder | $310,935 | $16,471+1787.8% | $14,116+2102.8% | $12,270+2434.1% |