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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,275 | $100,970-48.2% | $96,576-45.9% | $137,256-61.9% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 17.37% | 38.16%-20.8pp | 38.47%-21.1pp | 220.34%-203.0pp |
| Employer contribution / active EE | $3,317 | $3,809-12.9% | $3,553-6.7% | $4,156-20.2% |
| Participant deferral / active EE | $11,263 | $8,286+35.9% | $7,956+41.6% | $6,407+75.8% |
| Admin fee / account holder | $6,260 | $11,312-44.7% | $11,381-45.0% | $12,270-49.0% |