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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,238 | $124,425-63.6% | $112,040-59.6% | $137,256-67.0% |
| Participation rate | 90.0% | 79.3%+10.7pp | 76.5%+13.5pp | 80.0%+10.0pp |
| Annual return | 3.06% | 24.72%-21.7pp | 24.52%-21.5pp | 220.34%-217.3pp |
| Employer contribution / active EE | $3,086 | $3,411-9.6% | $2,954+4.5% | $4,156-25.8% |
| Participant deferral / active EE | $7,261 | $5,718+27.0% | $5,098+42.4% | $6,407+13.3% |
| Admin fee / account holder | $7,424 | $15,207-51.2% | $12,098-38.6% | $12,270-39.5% |