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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,981 | $81,331+34.0% | $155,534-29.9% | $80,935+34.7% |
| Participation rate | 92.9% | 66.3%+26.6pp | 78.2%+14.6pp | 67.7%+25.2pp |
| Annual return | 14.23% | 33.37%-19.1pp | 64.92%-50.7pp | 35.66%-21.4pp |
| Employer contribution / active EE | $5,838 | $3,105+88.0% | $4,675+24.9% | $2,757+111.8% |
| Participant deferral / active EE | $3,353 | $3,454-2.9% | $5,630-40.4% | $4,299-22.0% |
| Admin fee / account holder | $1,922 | $7,999-76.0% | $15,900-87.9% | $6,924-72.2% |