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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,981 | $81,276+34.1% | $155,574-29.9% | $80,925+34.7% |
| Participation rate | 92.9% | 66.2%+26.6pp | 78.2%+14.6pp | 67.7%+25.2pp |
| Annual return | 14.23% | 33.36%-19.1pp | 64.87%-50.6pp | 35.65%-21.4pp |
| Employer contribution / active EE | $5,838 | $3,103+88.1% | $4,676+24.8% | $2,756+111.8% |
| Participant deferral / active EE | $3,353 | $3,453-2.9% | $5,629-40.4% | $4,299-22.0% |
| Admin fee / account holder | $1,922 | $7,993-76.0% | $15,914-87.9% | $6,940-72.3% |