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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,065 | $81,331-64.3% | $155,534-81.3% | $80,935-64.1% |
| Participation rate | 56.8% | 66.3%-9.5pp | 78.2%-21.5pp | 67.7%-10.9pp |
| Annual return | 10.96% | 33.37%-22.4pp | 64.92%-54.0pp | 35.66%-24.7pp |
| Employer contribution / active EE | $1,086 | $3,105-65.0% | $4,675-76.8% | $2,757-60.6% |
| Participant deferral / active EE | $2,667 | $3,454-22.8% | $5,630-52.6% | $4,299-38.0% |
| Admin fee / account holder | $13 | $7,999-99.8% | $15,900-99.9% | $6,924-99.8% |