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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,041 | $29,736+266.7% | $56,033+94.6% | $80,935+34.7% |
| Participation rate | 5.1% | 41.7%-36.6pp | 52.5%-47.4pp | 67.7%-62.6pp |
| Annual return | 9.84% | 35.28%-25.4pp | 1711.38%-1701.5pp | 35.66%-25.8pp |
| Employer contribution / active EE | $273 | $671-59.3% | $1,041-73.7% | $2,757-90.1% |
| Participant deferral / active EE | $1,445 | $1,228+17.6% | $1,954-26.1% | $4,299-66.4% |
| Admin fee / account holder | $102 | $2,434-95.8% | $2,827-96.4% | $6,924-98.5% |