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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,088 | $102,429-49.1% | $147,096-64.6% | $80,925-35.6% |
| Participation rate | 80.0% | 75.9%+4.1pp | 82.2%-2.2pp | 67.7%+12.3pp |
| Annual return | 16.27% | 135.02%-118.8pp | 419.75%-403.5pp | 35.65%-19.4pp |
| Employer contribution / active EE | $2,290 | $3,716-38.4% | $4,936-53.6% | $2,756-16.9% |
| Participant deferral / active EE | $3,886 | $6,649-41.5% | $8,071-51.8% | $4,299-9.6% |
| Admin fee / account holder | $3,863 | $7,957-51.5% | $13,005-70.3% | $6,940-44.3% |