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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,088 | $102,422-49.1% | $147,117-64.6% | $80,959-35.7% |
| Participation rate | 80.0% | 75.9%+4.1pp | 82.2%-2.2pp | 67.7%+12.3pp |
| Annual return | 16.27% | 135.16%-118.9pp | 420.54%-404.3pp | 35.67%-19.4pp |
| Employer contribution / active EE | $2,290 | $3,717-38.4% | $4,932-53.6% | $2,757-17.0% |
| Participant deferral / active EE | $3,886 | $6,652-41.6% | $8,065-51.8% | $4,300-9.6% |
| Admin fee / account holder | $3,863 | $7,953-51.4% | $12,993-70.3% | $6,925-44.2% |