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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,416 | $159,934+2.8% | $147,005+11.8% | $145,959+12.6% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 16.02% | 98.24%-82.2pp | 418.76%-402.7pp | 561.95%-545.9pp |
| Employer contribution / active EE | $1,718 | $5,287-67.5% | $4,934-65.2% | $4,661-63.1% |
| Participant deferral / active EE | $13,953 | $8,427+65.6% | $8,070+72.9% | $6,689+108.6% |
| Admin fee / account holder | $10,747 | $15,053-28.6% | $13,006-17.4% | $13,398-19.8% |