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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,726 | $166,131-53.2% | $164,975-52.9% | $145,877-46.7% |
| Participation rate | 93.8% | 82.0%+11.7pp | 78.6%+15.1pp | 80.3%+13.4pp |
| Annual return | 14.28% | 100.37%-86.1pp | 70.12%-55.8pp | 551.28%-537.0pp |
| Employer contribution / active EE | $2,003 | $5,276-62.0% | $4,343-53.9% | $4,663-57.0% |
| Participant deferral / active EE | $3,761 | $6,962-46.0% | $6,033-37.7% | $6,691-43.8% |
| Admin fee / account holder | $589 | $16,648-96.5% | $12,688-95.4% | $13,402-95.6% |