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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,009 | $110,379-5.8% | $102,412+1.6% | $145,884-28.7% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 5.99% | 24.84%-18.9pp | 24.94%-19.0pp | 551.85%-545.9pp |
| Employer contribution / active EE | $2,517 | $4,216-40.3% | $3,870-35.0% | $4,662-46.0% |
| Participant deferral / active EE | $11,921 | $5,622+112.0% | $5,060+135.6% | $6,690+78.2% |
| Admin fee / account holder | $652 | $9,745-93.3% | $8,388-92.2% | $13,392-95.1% |