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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,550 | $154,228+24.2% | $145,433+31.7% | $137,256+39.6% |
| Participation rate | 77.8% | 83.8%-6.0pp | 82.1%-4.3pp | 80.0%-2.2pp |
| Annual return | 188.71% | 74.59%+114.1pp | 66.58%+122.1pp | 220.34%-31.6pp |
| Employer contribution / active EE | $6,361 | $4,804+32.4% | $4,554+39.7% | $4,156+53.1% |
| Participant deferral / active EE | $9,972 | $8,216+21.4% | $7,897+26.3% | $6,407+55.7% |
| Admin fee / account holder | $1,530 | $14,344-89.3% | $13,129-88.3% | $12,270-87.5% |