Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,434 | $101,591-24.8% | $147,096-48.0% | $74,429+2.7% |
| Participation rate | 64.2% | 75.5%-11.3pp | 82.2%-17.9pp | 67.2%-3.0pp |
| Annual return | 17.24% | 8746.45%-8729.2pp | 419.75%-402.5pp | 1368.38%-1351.1pp |
| Employer contribution / active EE | $3,467 | $3,813-9.1% | $4,936-29.8% | $2,625+32.1% |
| Participant deferral / active EE | $7,146 | $7,302-2.1% | $8,071-11.5% | $4,348+64.3% |
| Admin fee / account holder | $5,480 | $1,750+213.1% | $13,005-57.9% | $1,944+181.8% |