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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,264 | $156,398-27.6% | $147,318-23.1% | $138,895-18.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 20.67% | 78.75%-58.1pp | 70.43%-49.8pp | 145.39%-124.7pp |
| Employer contribution / active EE | $11,646 | $4,853+140.0% | $4,593+153.6% | $4,194+177.7% |
| Participant deferral / active EE | $7,942 | $8,237-3.6% | $7,906+0.5% | $6,396+24.2% |
| Admin fee / account holder | $1,215 | $14,976-91.9% | $13,708-91.1% | $12,562-90.3% |