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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,377 | $183,627-55.7% | $155,602-47.7% | $145,978-44.3% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 15.02% | 61.32%-46.3pp | 64.81%-49.8pp | 550.52%-535.5pp |
| Employer contribution / active EE | $959 | $5,316-82.0% | $4,675-79.5% | $4,662-79.4% |
| Participant deferral / active EE | $8,000 | $6,466+23.7% | $5,629+42.1% | $6,690+19.6% |
| Admin fee / account holder | $133 | $19,327-99.3% | $15,923-99.2% | $13,400-99.0% |