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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,780 | $211,105-71.7% | $178,449-66.5% | $145,978-59.0% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 20.54% | 30.19%-9.7pp | 27.09%-6.5pp | 550.52%-530.0pp |
| Employer contribution / active EE | $9,774 | $4,569+113.9% | $3,951+147.4% | $4,662+109.7% |
| Participant deferral / active EE | $9,332 | $6,959+34.1% | $6,277+48.7% | $6,690+39.5% |
| Admin fee / account holder | $941 | $12,017-92.2% | $10,362-90.9% | $13,400-93.0% |