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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,636 | $76,407-40.3% | $150,298-69.6% | $82,448-44.6% |
| Participation rate | 92.5% | 66.4%+26.1pp | 77.8%+14.7pp | 68.1%+24.4pp |
| Annual return | 18.05% | 39.99%-21.9pp | 62.79%-44.7pp | 41.64%-23.6pp |
| Employer contribution / active EE | $678 | $2,614-74.1% | $4,154-83.7% | $2,551-73.4% |
| Participant deferral / active EE | $8,542 | $3,214+165.8% | $5,453+56.7% | $4,139+106.4% |
| Admin fee / account holder | $1,632 | $6,352-74.3% | $14,116-88.4% | $7,234-77.4% |