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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,354 | $183,539-82.9% | $155,556-79.8% | $145,897-78.5% |
| Participation rate | 91.7% | 82.7%+9.0pp | 78.2%+13.4pp | 80.3%+11.4pp |
| Annual return | 15.21% | 61.31%-46.1pp | 64.84%-49.6pp | 552.29%-537.1pp |
| Employer contribution / active EE | $1,218 | $5,315-77.1% | $4,675-74.0% | $4,663-73.9% |
| Participant deferral / active EE | $3,244 | $6,467-49.8% | $5,631-42.4% | $6,689-51.5% |
| Admin fee / account holder | $556 | $19,275-97.1% | $15,885-96.5% | $13,390-95.8% |