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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,436 | $172,111-24.2% | $150,298-13.2% | $137,256-5.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 11.59% | 69.37%-57.8pp | 62.79%-51.2pp | 220.34%-208.8pp |
| Employer contribution / active EE | $19,924 | $4,636+329.8% | $4,154+379.6% | $4,156+379.4% |
| Participant deferral / active EE | $14,952 | $6,166+142.5% | $5,453+174.2% | $6,407+133.4% |
| Admin fee / account holder | $43,937 | $16,471+166.8% | $14,116+211.3% | $12,270+258.1% |