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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,584 | $185,312-16.6% | $161,489-4.3% | $154,746-0.1% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.7%-12.0pp | 80.7%-14.0pp |
| Annual return | 16.61% | 103.84%-87.2pp | 89.72%-73.1pp | 172.34%-155.7pp |
| Employer contribution / active EE | $5,416 | $4,769+13.6% | $4,268+26.9% | $4,379+23.7% |
| Participant deferral / active EE | $5,167 | $6,350-18.6% | $5,630-8.2% | $6,730-23.2% |
| Admin fee / account holder | $1,841 | $18,654-90.1% | $16,006-88.5% | $14,365-87.2% |