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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,711 | $162,529-38.7% | $130,788-23.8% | $154,746-35.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 15.64% | 510.48%-494.8pp | 386.44%-370.8pp | 172.34%-156.7pp |
| Employer contribution / active EE | $6,500 | $4,447+46.2% | $3,558+82.7% | $4,379+48.4% |
| Participant deferral / active EE | $10,671 | $4,808+121.9% | $4,137+157.9% | $6,730+58.5% |
| Admin fee / account holder | $365 | $7,669-95.2% | $6,673-94.5% | $14,365-97.5% |