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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,269 | $183,627-25.2% | $155,602-11.8% | $145,978-6.0% |
| Participation rate | 43.8% | 82.7%-38.9pp | 78.2%-34.5pp | 80.3%-36.5pp |
| Annual return | 10.94% | 61.32%-50.4pp | 64.81%-53.9pp | 550.52%-539.6pp |
| Employer contribution / active EE | $3,546 | $5,316-33.3% | $4,675-24.2% | $4,662-23.9% |
| Participant deferral / active EE | $4,378 | $6,466-32.3% | $5,629-22.2% | $6,690-34.6% |
| Admin fee / account holder | $689 | $19,327-96.4% | $15,923-95.7% | $13,400-94.9% |