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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,599 | $110,410-32.4% | $102,437-27.2% | $145,897-48.9% |
| Participation rate | 29.2% | 77.9%-48.8pp | 74.5%-45.3pp | 80.3%-51.1pp |
| Annual return | 13.29% | 24.85%-11.6pp | 24.95%-11.7pp | 552.29%-539.0pp |
| Employer contribution / active EE | $1,507 | $4,217-64.3% | $3,871-61.1% | $4,663-67.7% |
| Participant deferral / active EE | $3,481 | $5,622-38.1% | $5,060-31.2% | $6,689-48.0% |
| Admin fee / account holder | $6,691 | $9,745-31.3% | $8,388-20.2% | $13,390-50.0% |