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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,274 | $88,672+22.1% | $105,223+2.9% | $82,448+31.3% |
| Participation rate | 25.0% | 67.9%-42.9pp | 75.0%-50.0pp | 68.1%-43.1pp |
| Annual return | 15.88% | 30.86%-15.0pp | 180.65%-164.8pp | 41.64%-25.8pp |
| Employer contribution / active EE | $1,041 | $3,048-65.8% | $3,689-71.8% | $2,551-59.2% |
| Participant deferral / active EE | $2,556 | $4,036-36.7% | $5,072-49.6% | $4,139-38.2% |
| Admin fee / account holder | $5,805 | $7,146-18.8% | $8,859-34.5% | $7,234-19.8% |