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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,749 | $196,972-52.4% | $182,262-48.6% | $198,609-52.8% |
| Participation rate | 95.8% | 85.7%+10.1pp | 84.2%+11.6pp | 82.4%+13.5pp |
| Annual return | 17.70% | 158.27%-140.6pp | 140.60%-122.9pp | 202.70%-185.0pp |
| Employer contribution / active EE | $3,034 | $5,364-43.4% | $5,046-39.9% | $5,055-40.0% |
| Participant deferral / active EE | $6,347 | $8,643-26.6% | $8,276-23.3% | $6,977-9.0% |
| Admin fee / account holder | $11,106 | $18,429-39.7% | $16,712-33.5% | $19,030-41.6% |