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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,414 | $180,749+80.0% | $160,784+102.4% | $137,256+137.1% |
| Participation rate | 82.4% | 80.0%+2.4pp | 77.0%+5.4pp | 80.0%+2.4pp |
| Annual return | 43.99% | 2234.46%-2190.5pp | 1803.92%-1759.9pp | 220.34%-176.3pp |
| Employer contribution / active EE | $3,277 | $4,155-21.1% | $3,733-12.2% | $4,156-21.1% |
| Participant deferral / active EE | $9,673 | $6,844+41.3% | $6,293+53.7% | $6,407+51.0% |
| Admin fee / account holder | $576 | $10,397-94.5% | $9,717-94.1% | $12,270-95.3% |