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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,334 | $102,422-34.3% | $147,117-54.2% | $80,959-16.8% |
| Participation rate | 47.7% | 75.9%-28.2pp | 82.2%-34.5pp | 67.7%-20.0pp |
| Annual return | 15.00% | 135.16%-120.2pp | 420.54%-405.5pp | 35.67%-20.7pp |
| Employer contribution / active EE | $2,010 | $3,717-45.9% | $4,932-59.3% | $2,757-27.1% |
| Participant deferral / active EE | $4,704 | $6,652-29.3% | $8,065-41.7% | $4,300+9.4% |
| Admin fee / account holder | $2,356 | $7,953-70.4% | $12,993-81.9% | $6,925-66.0% |