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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,946 | $275,752-59.0% | $256,809-56.0% | $198,609-43.1% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 11.95% | 34.81%-22.9pp | 32.73%-20.8pp | 202.70%-190.8pp |
| Employer contribution / active EE | $2,325 | $7,721-69.9% | $7,263-68.0% | $5,055-54.0% |
| Participant deferral / active EE | $11,684 | $10,037+16.4% | $9,520+22.7% | $6,977+67.5% |
| Admin fee / account holder | $1,501 | $25,716-94.2% | $25,146-94.0% | $19,030-92.1% |