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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,658 | $97,125-55.0% | $86,233-49.4% | $137,256-68.2% |
| Participation rate | 60.0% | 74.2%-14.2pp | 69.0%-9.0pp | 80.0%-20.0pp |
| Annual return | 22.18% | 74.19%-52.0pp | 61.39%-39.2pp | 220.34%-198.2pp |
| Employer contribution / active EE | $1,741 | $2,841-38.7% | $2,504-30.5% | $4,156-58.1% |
| Participant deferral / active EE | $4,606 | $5,180-11.1% | $4,559+1.0% | $6,407-28.1% |
| Admin fee / account holder | $2,188 | $9,725-77.5% | $8,342-73.8% | $12,270-82.2% |