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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,658 | $147,556-70.4% | $129,031-66.2% | $198,609-78.0% |
| Participation rate | 60.0% | 77.2%-17.2pp | 73.4%-13.4pp | 82.4%-22.4pp |
| Annual return | 22.18% | 37.41%-15.2pp | 34.67%-12.5pp | 202.70%-180.5pp |
| Employer contribution / active EE | $1,741 | $3,645-52.2% | $3,226-46.0% | $5,055-65.6% |
| Participant deferral / active EE | $4,606 | $5,760-20.0% | $5,217-11.7% | $6,977-34.0% |
| Admin fee / account holder | $2,188 | $15,467-85.9% | $13,208-83.4% | $19,030-88.5% |