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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,511 | $183,539+15.2% | $155,556+36.0% | $145,897+45.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.00% | 61.31%-49.3pp | 64.84%-52.8pp | 552.29%-540.3pp |
| Employer contribution / active EE | $3,243 | $5,315-39.0% | $4,675-30.6% | $4,663-30.5% |
| Participant deferral / active EE | $5,847 | $6,467-9.6% | $5,631+3.8% | $6,689-12.6% |
| Admin fee / account holder | $12,945 | $19,275-32.8% | $15,885-18.5% | $13,390-3.3% |