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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,226 | $87,132-64.2% | $105,624-70.4% | $80,959-61.4% |
| Participation rate | 24.2% | 70.4%-46.2pp | 75.3%-51.0pp | 67.7%-43.4pp |
| Annual return | 14.49% | 17.03%-2.5pp | 116.20%-101.7pp | 35.67%-21.2pp |
| Employer contribution / active EE | $767 | $2,397-68.0% | $3,168-75.8% | $2,757-72.2% |
| Participant deferral / active EE | $2,320 | $3,985-41.8% | $5,013-53.7% | $4,300-46.1% |
| Admin fee / account holder | $234 | $8,449-97.2% | $10,961-97.9% | $6,925-96.6% |