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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,194 | $147,556+40.4% | $129,031+60.6% | $198,609+4.3% |
| Participation rate | 100.0% | 77.2%+22.8pp | 73.4%+26.6pp | 82.4%+17.6pp |
| Annual return | 17.55% | 37.41%-19.9pp | 34.67%-17.1pp | 202.70%-185.1pp |
| Employer contribution / active EE | $2,300 | $3,645-36.9% | $3,226-28.7% | $5,055-54.5% |
| Participant deferral / active EE | $0 | $5,760-100.0% | $5,217-100.0% | $6,977-100.0% |
| Admin fee / account holder | $2,413 | $15,467-84.4% | $13,208-81.7% | $19,030-87.3% |