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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,131 | $88,672-24.3% | $105,223-36.2% | $82,448-18.6% |
| Participation rate | 40.0% | 67.9%-27.9pp | 75.0%-35.0pp | 68.1%-28.1pp |
| Annual return | 13.40% | 30.86%-17.5pp | 180.65%-167.3pp | 41.64%-28.2pp |
| Employer contribution / active EE | $0 | $3,048-100.0% | $3,689-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $2,670 | $4,036-33.9% | $5,072-47.4% | $4,139-35.5% |
| Admin fee / account holder | $14,860 | $7,146+107.9% | $8,859+67.7% | $7,234+105.4% |