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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,131 | $89,259-24.8% | $107,187-37.4% | $82,637-18.8% |
| Participation rate | 40.0% | 67.9%-27.9pp | 75.0%-35.0pp | 68.1%-28.1pp |
| Annual return | 13.40% | 21.02%-7.6pp | 204.55%-191.1pp | 53.51%-40.1pp |
| Employer contribution / active EE | $0 | $3,080-100.0% | $3,782-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $2,670 | $4,037-33.9% | $5,096-47.6% | $4,126-35.3% |
| Admin fee / account holder | $14,860 | $7,381+101.3% | $9,162+62.2% | $7,339+102.5% |