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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,621 | $77,472-38.5% | $100,415-52.6% | $80,959-41.2% |
| Participation rate | 0.0% | 76.9%-76.9pp | 81.5%-81.5pp | 67.7%-67.7pp |
| Annual return | 18.85% | 37.26%-18.4pp | 49.47%-30.6pp | 35.67%-16.8pp |
| Employer contribution / active EE | $1,660 | $2,800-40.7% | $3,943-57.9% | $2,757-39.8% |
| Participant deferral / active EE | $996 | $6,818-85.4% | $8,091-87.7% | $4,300-76.8% |
| Admin fee / account holder | $500 | $5,885-91.5% | $7,906-93.7% | $6,925-92.8% |