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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,823 | $112,729+34.7% | $98,716+53.8% | $137,256+10.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 19.44% | 38.48%-19.0pp | 31.81%-12.4pp | 220.34%-200.9pp |
| Employer contribution / active EE | $7,281 | $2,725+167.2% | $2,279+219.5% | $4,156+75.2% |
| Participant deferral / active EE | $5,684 | $4,640+22.5% | $4,048+40.4% | $6,407-11.3% |
| Admin fee / account holder | $2,068 | $10,129-79.6% | $8,703-76.2% | $12,270-83.1% |