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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,823 | $124,980+21.5% | $108,359+40.1% | $154,746-1.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 19.44% | 45.00%-25.6pp | 36.89%-17.5pp | 172.34%-152.9pp |
| Employer contribution / active EE | $7,281 | $2,851+155.4% | $2,399+203.4% | $4,379+66.3% |
| Participant deferral / active EE | $5,684 | $4,743+19.8% | $4,137+37.4% | $6,730-15.5% |
| Admin fee / account holder | $2,068 | $11,502-82.0% | $9,741-78.8% | $14,365-85.6% |