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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,398 | $45,312+33.3% | $86,233-30.0% | $67,986-11.2% |
| Participation rate | 100.0% | 42.4%+57.6pp | 69.0%+31.0pp | 57.2%+42.8pp |
| Annual return | 18.01% | 24.79%-6.8pp | 61.39%-43.4pp | 31.67%-13.7pp |
| Employer contribution / active EE | $6,847 | $1,160+490.5% | $2,504+173.4% | $2,019+239.2% |
| Participant deferral / active EE | $5,959 | $2,185+172.8% | $4,559+30.7% | $3,358+77.5% |
| Admin fee / account holder | $387 | $3,295-88.2% | $8,342-95.4% | $3,203-87.9% |