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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,398 | $48,050+25.7% | $96,754-37.6% | $64,340-6.1% |
| Participation rate | 100.0% | 40.6%+59.4pp | 70.3%+29.7pp | 55.2%+44.8pp |
| Annual return | 18.01% | 23.41%-5.4pp | 82.04%-64.0pp | 24.14%-6.1pp |
| Employer contribution / active EE | $6,847 | $1,204+468.7% | $2,679+155.6% | $1,862+267.8% |
| Participant deferral / active EE | $5,959 | $2,191+172.0% | $4,758+25.2% | $2,980+99.9% |
| Admin fee / account holder | $387 | $3,741-89.7% | $8,905-95.7% | $3,703-89.5% |