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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,398 | $59,335+1.8% | $129,031-53.2% | $69,733-13.4% |
| Participation rate | 100.0% | 43.3%+56.7pp | 73.4%+26.6pp | 62.5%+37.5pp |
| Annual return | 18.01% | 19.52%-1.5pp | 34.67%-16.7pp | 15.22%+2.8pp |
| Employer contribution / active EE | $6,847 | $1,639+317.8% | $3,226+112.2% | $2,250+204.3% |
| Participant deferral / active EE | $5,959 | $2,485+139.8% | $5,217+14.2% | $3,054+95.1% |
| Admin fee / account holder | $387 | $3,940-90.2% | $13,208-97.1% | $3,102-87.5% |