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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,675 | $160,070+6.6% | $147,117+16.0% | $145,897+17.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.95% | 98.69%-86.7pp | 420.54%-408.6pp | 552.29%-540.3pp |
| Employer contribution / active EE | $11,031 | $5,285+108.7% | $4,932+123.6% | $4,663+136.6% |
| Participant deferral / active EE | $10,420 | $8,419+23.8% | $8,065+29.2% | $6,689+55.8% |
| Admin fee / account holder | $1,634 | $15,035-89.1% | $12,993-87.4% | $13,390-87.8% |