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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,652 | $81,358-39.0% | $155,556-68.1% | $80,959-38.7% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.74% | 33.39%-23.7pp | 64.84%-55.1pp | 35.67%-25.9pp |
| Employer contribution / active EE | $3,379 | $3,106+8.8% | $4,675-27.7% | $2,757+22.6% |
| Participant deferral / active EE | $4,038 | $3,455+16.8% | $5,631-28.3% | $4,300-6.1% |
| Admin fee / account holder | $2,288 | $7,994-71.4% | $15,885-85.6% | $6,925-67.0% |