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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,520 | $101,499-50.2% | $147,005-65.6% | $74,546-32.2% |
| Participation rate | 67.5% | 75.5%-8.0pp | 82.2%-14.7pp | 67.2%+0.3pp |
| Annual return | 17.16% | 8732.34%-8715.2pp | 418.76%-401.6pp | 1366.03%-1348.9pp |
| Employer contribution / active EE | $2,968 | $3,811-22.1% | $4,934-39.8% | $2,624+13.1% |
| Participant deferral / active EE | $4,571 | $7,304-37.4% | $8,070-43.4% | $4,347+5.2% |
| Admin fee / account holder | $4,187 | $1,748+139.5% | $13,006-67.8% | $1,944+115.4% |