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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,520 | $101,591-50.3% | $147,096-65.7% | $74,429-32.1% |
| Participation rate | 67.5% | 75.5%-8.0pp | 82.2%-14.7pp | 67.2%+0.3pp |
| Annual return | 17.16% | 8746.45%-8729.3pp | 419.75%-402.6pp | 1368.38%-1351.2pp |
| Employer contribution / active EE | $2,968 | $3,813-22.2% | $4,936-39.9% | $2,625+13.1% |
| Participant deferral / active EE | $4,571 | $7,302-37.4% | $8,071-43.4% | $4,348+5.1% |
| Admin fee / account holder | $4,187 | $1,750+139.2% | $13,005-67.8% | $1,944+115.3% |