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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,520 | $101,672-50.3% | $147,117-65.7% | $74,478-32.2% |
| Participation rate | 67.5% | 75.5%-8.0pp | 82.2%-14.7pp | 67.2%+0.3pp |
| Annual return | 17.16% | 8757.83%-8740.7pp | 420.54%-403.4pp | 1370.56%-1353.4pp |
| Employer contribution / active EE | $2,968 | $3,813-22.2% | $4,932-39.8% | $2,626+13.0% |
| Participant deferral / active EE | $4,571 | $7,305-37.4% | $8,065-43.3% | $4,350+5.1% |
| Admin fee / account holder | $4,187 | $1,753+138.8% | $12,993-67.8% | $1,946+115.2% |